Eligibility

All it takes is a phone call.

In our experience, buying a home can be more affordable than renting. More people actually qualify than think they do. Homebuyers with incomes of at least $36,000 may qualify for a mortgage to purchase one of the homes in the communities undergoing revitalization. So, don't count yourself out before taking that first step and calling to check on your initial eligibility.

Contact one of the realtors representing the available homes today. When it is determined you may qualify, you will need to fill out an application and provide bank statements and verification of all household income.

Strapped for Cash?

In some cases, help with down payment and closing costs is available for first-time homebuyers based on income eligibility. We can help you find the best mortgage and financing options available in today's market.

As an added bonus, many of our properties include some or all new appliances. The inclusion of appliances is indicated on the listing information on the Available Homes page.

Income Guidelines

Most of the homes offered through the Neighborhood Revitalization program have a first time homebuyer requirement. Most of the homes also have an income eligibility requirement. The following chart will give you an idea of where your income needs to be with the number of people in your household.

We use Area Median Income (AMI) as our measurement tool. AMI is defined by the Federal Department of Housing and Urban Development.